WisdomTwin Research · Working Paper WT-100-001 · Version 2.0

Judgment Latency in Regulated Enterprises: A Conceptual Framework and Research Agenda for Role-Specific AI Decision Support

Roman Bodnarchuk, Co-Founder and Chief Executive Officer, WisdomTwin, Inc. Toronto, Ontario, Canada.

Working paper and preprint. Not peer reviewed. Reports no live-enterprise deployment or causal product-performance result.

Paper ID
WT-100-001
Version
2.0
Publication date
September 3, 2026
Type and status
Working paper / preprint. Not peer reviewed.
DOI
Pending repository deposit. No DOI has been issued.
License
CC BY 4.0
Language
English
Author
Roman Bodnarchuk
ORCID
0009-0004-3113-2118

License: Creative Commons Attribution 4.0 International (CC BY 4.0). Reuse with attribution under creativecommons.org/licenses/by/4.0.

Abstract

What the paper argues.

Organizations can possess the information required for a decision while still waiting for a particular role to attend to it. This conceptual working paper defines judgment latency as the elapsed time between decision readiness and attention by the person or forum whose judgment is required. It proposes the AI Judgment Twin as a role-specific, evidence-grounded decision-support architecture, distinguishes the concept from personal simulation, and derives governance requirements for provenance, authorization, safe decline, human confirmation, monitoring, and contestability. The paper integrates research on work interruption, meetings, decision rights, organizational memory, digital and human twins, and human reliance on automation. It reproduces the assumptions behind McKinsey's 2019 estimate of about 530,000 manager-days and USD 250 million in annual wages, labels the “about one day per week” restatement as author-derived arithmetic, introduces a non-overlapping model of potentially recovered time, and proposes six falsifiable propositions and a staged empirical evaluation protocol. The work reports no live-enterprise deployment or causal product-performance result.

Keywords
judgment latencyAI-assisted decision makingorganizational memorydecision rightsregulated enterpriseshuman oversightprovenanceasynchronous managementmodel riskhuman-computer interaction
Disclosures

Read this before citing.

These disclosures appear in the paper and govern how it may be represented.

  • This is a conceptual working paper and preprint, not an empirical study and not peer reviewed.
  • It reports no live-enterprise deployment or causal product-performance result.
  • WisdomTwin is pre-revenue, has USD $0 product revenue, no production users, no paying customers, and five founder-built synthetic demonstrations.
  • Roman Bodnarchuk is Co-Founder and CEO of WisdomTwin, Inc., is involved in developing the proposed architecture, and has a financial interest in its adoption.
  • Generative AI assisted with source discovery, fact-checking, drafting, editing, and document production. The named author is responsible for the final text.
  • No new empirical dataset was collected or analyzed.
  • No external research funding was reported for preparation of the working paper.
Version history

How this record has changed.

Version 1.0

September 3, 2026

Initial pre-publication draft; references flagged as unverified.

Version 2.0

September 3, 2026

Fact-checked conceptual revision. Source caveats corrected, an unverifiable draft citation removed, McKinsey arithmetic reproduced and relabeled as author-derived, architecture claims converted to design requirements, propositions and evaluation protocol added, legal scope narrowed.

Version 2.0 is the version of record. The canonical PDF is at /research/papers/WT-100-001-v2.0.pdf.

Cite this paper

Suggested citation.

No DOI is included because none has been issued. A DOI will be added after repository deposit.

APA

Bodnarchuk, R. (2026). Judgment latency in regulated enterprises: A conceptual framework and research agenda for role-specific AI decision support (WisdomTwin Working Paper WT-100-001, Version 2.0). WisdomTwin, Inc.

BibTeX
@techreport{bodnarchuk2026judgmentlatency,
  author      = {Bodnarchuk, Roman},
  title       = {Judgment Latency in Regulated Enterprises: A Conceptual Framework and Research Agenda for Role-Specific AI Decision Support},
  institution = {WisdomTwin, Inc.},
  type        = {WisdomTwin Working Paper},
  number      = {WT-100-001},
  year        = {2026},
  month       = sep,
  address     = {Toronto, Ontario, Canada},
  url         = {https://www.wisdomtwin.ai/research/wt-100-001},
  note        = {Version 2.0. Working paper; not peer reviewed. DOI pending repository deposit. PDF: https://www.wisdomtwin.ai/research/papers/WT-100-001-v2.0.pdf}
}
RIS
TY  - RPRT
AU  - Bodnarchuk, Roman
TI  - Judgment Latency in Regulated Enterprises: A Conceptual Framework and Research Agenda for Role-Specific AI Decision Support
PY  - 2026
DA  - 2026/09/03
PB  - WisdomTwin, Inc.
CY  - Toronto, Ontario, Canada
ET  - Version 2.0
VL  - WT-100-001
LA  - en
KW  - judgment latency
KW  - AI-assisted decision making
KW  - organizational memory
KW  - decision rights
KW  - regulated enterprises
KW  - human oversight
KW  - provenance
KW  - asynchronous management
KW  - model risk
KW  - human-computer interaction
UR  - https://www.wisdomtwin.ai/research/wt-100-001
L1  - https://www.wisdomtwin.ai/research/papers/WT-100-001-v2.0.pdf
N1  - Working paper; not peer reviewed. DOI pending repository deposit.
ER  -